SVP, SBA Business Development Officer

<p style="text-align:left"><b><b>Enterprise Bank & Trust was founded in the spirit of entrepreneurship and community. From the small mom-and-pop coffee shop to the large construction company that employs local people, our goal is to help businesses succeed and our communities thrive. </b></b></p><p style="text-align:inherit"></p><p style="text-align:left"><b><b>With offices in Arizona, California, Florida, Kansas, Missouri, New Mexico, Nevada and Texas, we’re strong, growing and committed to supporting the communities we serve. We extend this commitment to the community to our associates, offering annual paid volunteer time off and charitable-matching opportunities. Voted a</b><i> Best Bank to Work For</i><b> by American Banker for multiple years, we offer our associates an array of benefits and the opportunity to chart their own career path with us. Join us in the pursuit of our mission to guide people to a lifetime of financial success, and enjoy a career filled with professional growth opportunities, interesting colleagues and the satisfaction of supporting our communities. </b></b></p><p style="text-align:inherit"></p><p style="text-align:left"><b><b>Together, there’s no stopping you!</b></b></p><p style="text-align:inherit"></p><p style="text-align:inherit"></p><h2><b>Job Title:</b></h2>SVP, SBA Business Development Officer<h2></h2><h2><b>Job Description:</b></h2><h2></h2><p><br><b>Summary:</b></p><p></p><p>The SBA Business Development Officer identifies, solicits and closes new SBA loans through business development activity within assigned markets.</p><p></p><p><b>Essential Duties and Responsibilities:</b></p><ul><li><p>Conduct new business development activities to generate new fee income to meet department and individual goals.</p></li><li><p>Prospect, market, structure and originate new SBA 7(a) and 504 loans.</p></li><li><p>Identify, refer and introduce other business opportunities to internal product partners.</p></li><li><p>Establish and maintain a network of referral sources able to bring potential SBA borrowers to the bank.</p></li><li><p>Obtain complete financial packages from borrowers and prepare submission packages required for credit analysis. Follow up with borrowers to obtain additional information or clarification to ensure timely loan decisions.</p></li><li><p>Deliver approved loan packages to borrowers to obtain required signatures and facilitate funding.</p></li><li><p>Maintain an in-depth knowledge of SBA products as well as knowledge of competitors and competitive products.</p></li><li><p>Understand what differentiates Enterprise Bank & Trust and develop a unique sales approach that differentiates you in the marketplace.</p></li><li><p>Ensure that all activities and work functions comply with compliance requirements, as defined in bank policies and procedures, sate/federal laws and regulations and the SBA’s standard operating procedures and the code of Federal Regulations, thus protecting continuous status a s Preferred Lender under the PLP program.</p></li><li><p>Critically think, formulate and support credit decisions, and logically defend position.</p></li><li><p>Negotiate on behalf of the bank the borrower while appropriately balancing risk and shareholder value.</p></li><li><p>Demonstrate a satisfactory understanding of and adherence to Bank operational policies and applicable compliance regulations as they relate to the specific job duties assigned.</p></li><li><p>Demonstrate a satisfactory understanding of your duties and responsibilities as it relates to the Bank Secrecy Act (BSA), Anti-Money Laundering Act (AML), Patriot Act, and Office of Foreign Assets Control Regulations (OFAC). This includes participating in any required training and promptly complying with all reporting requirements.</p></li><li><p>Demonstrate a satisfactory understanding of and adherence to EEO/AA policy; promote a working environment free of harassment of any type.</p></li><li><p>Perform the job safely and report potentially unsafe conditions.</p></li></ul><p></p><p><b>Job Requirements:</b><br><br>The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.</p><ul><li><p>Bachelor’s degree in business, finance, economics or other related field.</p></li><li><p>5-10 years related experience in a similar lending environment or financial institution.</p></li><li><p>Maintain a current understanding of Bank underwriting guidelines, procedures, policies and compliance issues. Maintain a working knowledge of regulatory requirements for documentation and regulations relating to SBA lending.</p></li><li><p>Ability to protect and maintain confidential information.</p></li><li><p>Excellent written and verbal communication skills.</p></li><li><p>Excellent organizational skills.</p></li><li><p>Proficiency with personal computers and related software.</p></li><li><p>Work involves sitting, occasional walking, and lifting up to 10 pounds.</p></li></ul><p style="text-align:inherit"></p><p style="text-align:inherit"></p><div><p>Pay range for new hires is generally $100,000 to $120,000.  <br>In addition, the role is eligible for incentive payments.</p></div><p></p><p></p><p><span><b><i>Equal Opportunity Statement:</i></b></span></p><p></p><p><span>Enterprise Bank & Trust is committed to helping individuals with disabilities participate in the workforce and ensuring equal opportunity to apply and compete for jobs. If you need an accommodation in order to apply for a position at Enterprise Bank & Trust please contact Human Resources at </span><a href="mailto:hr@enterprisebank.com" target="_blank" rel="noopener noreferrer"><span><span><span><span><span><span><span><span><span><span><span style="overflow-wrap: break-word; display: inline; text-decoration: inherit; hyphens: auto;">hr@enterprisebank.com</span></span></span></span></span></span></span></span></span></span></span></a><span>.</span></p><p></p><p><span>Enterprise Bank & Trust is committed to managing our business and community relationships in ways that positively impact our associates, clients, and the diverse communities where we work and live. We are proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to age, race, color, religion, sex, national origin, sexual orientation, gender identity or protected veteran status and will not be discriminated against on the basis of disability. All employment offers are contingent upon the applicant successfully completing both drug and background check screenings. </span><span>If you would like more information about your EEO rights as an applicant under the law, please click<span> </span></span><a href="https://wvw.enterprisebank.com/workplace_posters_2025" target="_blank" rel="noopener noreferrer">HERE</a><span>.</span> <span>To learn more about the LA County Fair Chance Ordinance, click on this<span> </span></span><a href="https://wvw.enterprisebank.com/la-fair-chance-eng" target="_blank" rel="noopener noreferrer">English</a><span><span> </span>or<span> </span></span><a href="https://wvw.enterprisebank.com/la-fair-chance-span" target="_blank" rel="noopener noreferrer">Spanish</a><span><span> </span>poster.</span></p>

Back to blog

Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...